CUS AND U

Credit Unions (CUs) are not for everyone. They are different than banks, but these differences may make them right for you. Check out these benefits:

Membership has its privileges
Just like the Amex commercial that made this line so famous - membership has its privileges. If you have an account at a credit union, you're a member. This means you have a say in how things are run. It also gives you benefits with various CU partners.

Share in the profits
If your credit union turns a profit, so will you! As a credit union member, you will automatically share in the profits that your credit union earns.

Your money is always protected
Credit unions provide a 'no limit' 100% guarantee on your deposits, plus any accrued interest so your money is always protected.

Access your money anytime, anywhere
Cut down on service charges! As a credit union member, you can access cash from any credit union ATM across Canada free of charge! Members can access 1,752 ATMs across Canada including 472 machines in Alberta including those in the ATB Financial network.

Service comes first
You'll never be just a number at a credit union. When you become a member, you'll benefit from oneonone, personal service. That's the credit union promise.

Support, donations and opportunities stay local
Credit unions are locallybased and locallyowned. That means the CU near you supports more local initiatives than provincial. Often these are too small for larger institutions to get involved in.

Local feel. National presence
While your credit union is solidly based in your community it is just one member of a larger, nationwide network. Today, credit unions serve over 5 million members across Canada at over 1,700 locations.

People, planet, profit
There's more to being a financial institution than just thinking about the bottom line. It's about being socially responsible - to the environment, our communities, and your financial wellbeing. Credit unions care about the social issues that matter to you.

Easy online banking
Did you know that Canadian credit unions were at the forefront of offering you fully functioning Internet banking? As a credit union member, you'll instantly gain access to stateoftheart technology that will enable you to bank anytime, anywhere.

Onestop shop for all your financial needs
There's more to your credit union than just chequing or savings accounts. Credit unions offer you a fully competitive range of financial and investment products that can be tailored to suit your individual needs.

The Alberta CU system is comprised of 48 independent credit unions with 211 branches. Collectively they serve over 720,000 members.

Do you have more questions, visit a CU near you and ask or contact us.